First comes the proposal, then the wedding, and then the house. This was once the norm, but not anymore.
In Singapore, when you’ve been in a relationship for a reasonable amount of time, you can expect your partner to ask you one crucial question: “Want to BTO?”
Today, many couples apply for a BTO (Build-To-Order) flat before proposing. Marriage comes a little later, and it can happen before or after getting the keys to their home.
Logically, it makes more sense. It's pragmatic, as the wait for a BTO can be (dreadfully) long. The completion of BTO projects can take around 2.5 to 5 years. And let’s face it. Getting a house in Singapore is stressful. In fact, it’s downright terrifying.
It doesn’t matter if you’re in a relationship or if you’re single, buying a house here is crazy expensive despite the various grants available. It’s also incredibly difficult because you’re competing with hundreds of other buyers bidding for the same flat you wish to get. And when you are getting something which you will most likely have to continue paying for for the next 20 to 30 years, you can expect everyone to 'fight' for their ideal choice.
This competitiveness for a BTO forces many young Singaporeans to commit themselves into a relationship when they may not exactly be ready.
Because of the amount of time it takes for you to successfully get the keys to your new home, it means having to find the person you are 'meant to be with' a lot faster.
I know of singles in their mid 20s who are still working on finding the right person to date, let alone have a relationship with.
Dating itself has become a more daunting task than before. From the get-go, we start thinking about whether we see a future with this person, because we no longer have time to spend on someone whom we’re not going to spend the rest of our lives with.
A lot of singles in their mid and late 20s go into their first date hoping that it’ll be their last first date. We’re no longer dating to date, but we’re dating for marriage. I’ve even heard a couple of my singles friends tell me, “I want my next boyfriend to be my last one.”
Sophia, 25 and single, shared how she goes into every first date subconsciously analysing everything about her date, to get a sense of whether she sees herself spending the rest of her life with him.
“First dates used to be about having a good night out while getting to know someone,” she shares. “Now I find myself thinking about stuff you’d usually only start thinking about after knowing someone for a couple of months like “Does he want kids?” and “How religious is he?””
As much as it stinks for people like Sophia, who thought dating would be “fun and enjoyable”, buying a house in Singapore means having to think about our future a lot quicker.
It's not a bad thing to date with the purpose of marriage of course, but it may not necessarily be a good thing to be bogged down by the practicalities of what is seemingly a talk for much later on. While applying for a BTO is a great way to get us to plan for our future early, it also, in a lot of ways, ruin romance.
But it’s not just the singles who are stressed out. Couples are having to commit to the person they are with a lot earlier in their relationship. And while that’s not exactly a problem, it does provide immense pressure to someone who's not ready for that level of commitment, while facing their partner who is.
No longer do we have ample time in our hands to enjoy the ‘honeymoon phase’ of a relationship. While there are the lucky few who stay with their school sweethearts for 10 years, a lot of us only find “the one” somewhere in our mid 20s.
But there are instances where despite having your lives planned out together, relationships simply don’t work out.
What happens when you have a BTO on your way, and you realise that you can no longer see a future with the person you are with?
I was surprised to find that there wasn’t a lack of post-BTO breakup stories within my circle of friends alone.
Alvin, 27, went through a breakup with his girlfriend of four years after they had successfully balloted for their home last year.
“She said that she didn’t see a future with me anymore and just needed some time for herself,” he shared. “It was later that I found out there was another guy.”
“I guess no matter how much you plan for something, sometimes life just kicks you in the nuts,” Alvin laughed.
A breakup was the last thing he had expected to happen, especially at a stage of his life where he thought he had his future all planned out.
What makes BTOs all the more scary are the implications that cancelling your application causes.
There’s no doubt that you end up forfeiting the money that you’ve invested, depending on how far along in the process you are.
You also lose your first-time applicant advantages, and if you want to apply for a BTO with your next partner, or as a single, you have to wait at least a year to be able to do so.
“It sucks that the implications of forfeiting a BTO are so costly, literally,” Alvin says. “But at least it’s taught me to take my time and not rush into settling down with someone.”
Samantha, 25, whose boyfriend also broke up with her after applying for their BTO together, believes that a BTO is an expectation created by society.
“Instead of asking, 'Proposed already ah?', people ask, 'BTO already ah?' which I think indirectly gives couples a lot of pressure to get a BTO.”
It seems like we assume getting a BTO guarantees a relationship. But there rarely is ever a guarantee on anything.
“A lot of couples rush into getting a BTO because they think that might give them some ‘security’”, she shared. “But that shouldn’t be case, you should apply for a BTO because you’re secure about your relationship.”
It’s normal to feel unsure about your relationship and stumble onto rough patches along the way. The stress that comes with the BTO doesn’t help either. What was meant to be a significant part of a couple’s life has become a stressful endeavour instead.
Couples who have successfully gotten their house have had their own share of rough patches along the way. But these couples found a way to set things on track to start building their future with their partners.
Mabel, 28, who has now secured her home through Sales of Balance (SFB), wasn’t sure if she was ready to commit to her boyfriend of 3 years before they applied for it in May 2018.
“I didn’t know if I was ready to commit,” she shared. “Because it’s not only about committing to a house, but committing to the rest of my life ahead of me.”
“Whenever we spoke about applying for a BTO, a part of me wanted it, but the other part was also scared.”
Today, Mabel and her fiancé have the keys to their house, and will be getting married in a few months' time.
“When I told my fiance about my fears, we talked about it and decided to make it work together,” she continued. “I saw his efforts in trying to make our relationship work and I just wanted to do the same.”
For Alexa, 25, applying for a BTO was a natural next step in their relationship. When they applied for their BTO, they had been together for two years and knew they were ready for the commitment.
Yet, it was after they were successful in their ballot that Alexa’s relationship hit a rough patch.
“That ‘ready’ feeling became very different as we went through a seriously rough patch that really made us think if we should move forward,” she shared.
Like anyone else in her position, Alexa didn’t want to go through the hassle of withdrawing their application.
“There was definitely a lot of pressure because this was an investment we had gotten ourselves into.” she continued. “This really showed me that the BTO system can really be a burden.”
While in many ways, having a BTO on the line does encourage you to make things work with your beau and give your relationship another chance, it doesn’t allow you to consider your relationship rationally.
“We had to tell ourselves to consider the future of our relationship as if there was no BTO involved,” says Alexa. “Because we knew that if we let the BTO decide our future, we wouldn’t be happy.”
Fortunately, Alexa and her boyfriend managed to get past their rough patch and are eager to start their life together today.
It’s normal to have the urge to jump on a bandwagon that everyone around you is on. We all want to have a great home by the age of 35. We all have an ideal ‘plan’ of where we want to be by the time we’re in our late 30s.
Despite being single for the past two years, Jason, still has no qualms about rushing into a relationship at 27.
“I get that in Singapore, settling down with someone takes a lot more time. But I would much rather wait until 35 and get my bachelor pad than get a BTO with someone I'm unsure about,” shares Jason. “Singlehood doesn’t scare me, being with the wrong one does.”
BTOs should be a mere stepping stone into the future you want to build, it shouldn’t be the foundation of it.
“Your future shouldn't depend on getting a BTO,” says Alexa. “It’s better to be 30 and single than to be with someone you’re unsure about.”
Also read: Hustle Together, Stay Together - These Singaporean Couples Prove That Office Romance Can Work
"Exam period was the only time I could get my son to study properly. It’s going to be hard to get him to study now." - Lavenia, parent of 7-year-old in P1Like NTB2DO in the screen capture above, several users on the HardwareZone forum have been discussing the move since MOE’s announcement. While a handful of these users were just complacent Singaporeans without children, just eager to put their opinions out there, there is an abundance of those who shared their legit concerns on what this would mean for their children’s future. We cannot expect children (or anyone) to enjoy taking exams, but it’s undeniable that exams have significantly pushed many children to be a little bit more disciplined and studious. We also can’t deny the amount of distractions kids have these days. Back when millennials were children ourselves, all we had were our Barbie dolls, Game Boy and a handful of other toys and we still managed to get distracted. Just look at how many distractions kids have today. “I’m definitely worried that my son will spend more time playing more games and what not," says Lavenia. Could this mean more pressure for parents to supervise their children?
“I would want my daughter to be exposed to going through an exam in P1 or P2 at least, because she’d have more time to warm-up before her streaming year.” – Ilena, parent of a child enrolling into P1 next yearWith the pressure from their parents, coupled with how they're going to be introduced to 'the exam environment', students could find themselves in a more stressful situation than before.
“I feel intense pressure coming from kiasu parents all around me. The competitive academic culture and the pressures that it places on parents and thus on children are very real.” - Germaine, parent of a child enrolling into P1 next yearAccording to Germaine, parents around her are sending their kids for enrichment classes that teach them to read, spell, and solve math problems way before the enter primary school. Everyone wants their child to be the best in the race, and this consequently contradicts MOE’s stance of wanting to focus more on kids’ personal development over academics in the first two years of primary school.
“If parents and teachers continue to stress over the consequences of not getting good grades, we’ll be right back where we started.” - Esther, parent of 7-year-old in P1
Complementing the messages of preventing STDs were lessons on using condoms for safe sex. Naturally, watching a grown adult roll a condom down a banana stood out for many.“‘Don’t have sex or you’ll get pregnant and die!’ - something that I took away when they taught us about sexually transmitted diseases (STDs) in secondary 3” – Aisha, 25
It’s great that we have a sex education program in place at all. In countries like China, sex education is almost completely non-existent and experts say that this has contributed to the<a href=" rise of HIV and abortion cases amongst the Chinese youth. While I'm grateful that such statistics isn't that much of a worry in Singapore, many of us still find our sex education program to be pretty sh*t.“When learning how to wear a condom properly with the use of a banana as example, they told us, ‘always remember to the pinch the top!’” – Natasha, 27
The more you tell a teenager not to do something, the more s/he will do it. Rather than trying to prevent the impossible i.e. teenagers having sex, and living with the idealistic mindset that teens will abstain till marriage, schools should address the obvious straight-on. It’s time sex education lessons started giving students answers to questions that they shouldn’t be looking for on Google. Let's be honest. We learnt a lot more about sex and protection through the videos and stories we see and read online than through our sex ed. But that isn't necessarily the best way to go when the resources available online may not always be 'healthy'.“I remember that a lot of the focus was not really on the process, but on the DANGERS of unsafe sex. Telling teenagers ‘DO NOT HAVE SEX, YOU WILL GET HERPES’ just makes them scared to seek help if they need it.” – Melissa, 28
“It was a lot of out-dated scaremongering and it didn't maturely teach teenagers how to practice safe sex at a point in their lives where they would be naturally sexually curious, if not already active.” – Nikki, 25It is a problem and we need to rethink the way we teach sex education because it is invaluable knowledge that will impact the rest of our lives. Abstinence and encouraging safe sex are good messages, but there are many bigger concerns that teens will come to have when they become sexually active.
“The school was so obsessed with talking about the dangers of sex that they didn't give us practical advice, like informing us about the various forms of birth control and where to get them.” – Sophia, 23As a teenage girl myself once, I knew close to nothing about contraceptives. I had only heard about condoms and learnt about the existence of birth control pills through movies and television. When I reached a stage in my life when I had to use it, I jumped to Google to gather all the information I now know about contraception. I wish my school would have given me a “Contraceptives 101” crash course (or even a sex education talk worth remembering). Let’s take the image below for example. It shows us the various methods of contraception. Even looking at it now, I can’t say that I am entirely sure how some of these contraceptives work. Can I Google it? Sure. But I shouldn’t have to. In Northern and Western Europe, students learn about contraception as part of their sex education program and where, no surprise, the rate of unintended pregnancies is low. But not only does learning about contraception prevent unintended pregnancies, it arms teens with the knowledge that will help them be less vulnerable and more prepared in the face of unforeseen circumstances. For instance, if a teen who hasn’t been taught about emergency contraception ever finds themselves in a vulnerable position after unprotected sex, they’re more likely to feel confused and scared than someone who has learnt about them.
“Boys should know to ask for consent and to cope with their sexual urgencies and girls should be empowered to say 'no' if they don't want to have sex.” – Victoria, 26Sex needs to be openly discussed. By keeping this conversation confined behind closed classroom doors and separating girls and boys during this talk, we’re only reinforcing the message that sex is “bad” and “wrong”. If we teach sex education the way we teach students Math, for example, we’ll be creating a safe space where students wouldn’t need to shy away from seeking help if ever they find themselves in a predicament. And if teens today find themselves feeling confused or conflicted like we once did, all they'd need to do, is ask. While the act of sex may be done behind closed doors, the conversation shouldn’t have to be. Also read: Let's Talk About Sex: 15 S'poreans On Whether Sexual Compatibility Is Important In A Relationship
GIF by GIPHY
But this story isn't about giving snarky people a taste of their own medicine, it's about the unhealthy association we have with working OT and employee's value. As if an outlet that everyone was waiting for, Jason's story received an outpour of positive replies from friends and followers who had also experienced similar situations.Truer words could not have been spoken. Clearly, Jason isn't alone in this. Most of us have been in Jason's position at some point of our career. Somehow, we feel obliged to stay back beyond our designated knock off time, especially when everyone around us seems to be glued to their seats. In fact in our society today, staying back late is deemed a positive trait. It's not surprising for bosses to have the impression that an employee OTing in the office till 10pm is a hardworking one. When did staying late at work translate to employee dedication or value? And who's to say employees don't use that mentality to their benefit, exploiting it to show their "dedication" for their work? Contrarily, no one would instinctively think of an employee who leaves office on time as an A-star employee. Because of such workplace beliefs, we feel paiseh to be the first one out the door. We choose to stare at our screens in the office just because our other colleagues are doing so. Of course, I'm not implying that everyone OT for that sole reason because some really do have to get shit done. However, many of us have been a victim to this guilt and the fear that we will be looked down upon. It's a worrying mindset to have and kind of sad. Instead of prioritising productivity and good time management, we tend to patronise employees who leave on time and favour those who stay late, even if it could mean that they lack the two aforementioned skills.“Going home on time isn’t a crime and OT-ing isn’t a prize.”
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